insurethelot.co.uk offer two levels of annual coverage. Unlike most other insurers their Lifetime Budget Policy will cover your pet for life as long as you renew your policy. Our Pet Cover Policy offers cheaper premiums but more limited benefits. Pet Travel insurance will be offered shortly.Which ever you choose our competitive terms won't make you growl, miaow or your ears go flopsy.

Please note our Pet insurance for dogs, cats and rabbits is only available to residents in the United Kingdom.

Insure The Lot - List Of Benefits

Dogs

Vets Fees - For illness and injury, including hospitalisation, referral and complementary medicines.
Third Party Liability - If your dog causes damage or injury and you are held legally liable.
Boarding Fees - Or homecare with a friend if you are hospitalised for more than 4 days.
Advertising and Reward - If your pet gets lost or stolen, they will pay for local newspaper advertising and a reward.
Death from Injury or Illness - Losing a pet is a great sadness but Insure The Lot will refund the purchase price.
Loss by Theft or Straying - If your pet is not found, despite all efforts, they will refund the purchase price.
Holiday Cancellation Cost - If your pet has urgent surgery or goes missing up to 7 days before or while you are away.

Cats

Vets Fees - For illness and injury, including hospitalisation, referral and complementary medicines.
Boarding Fees - Or homecare with a friend if you are hospitalised for more than 4 days.
Advertising and Reward - If your pet gets lost or stolen, Insure The Lot will pay for local newspaper advertising and a reward.
Death from Injury or Illness - Losing a pet is a great sadness but they will refund the purchase price.
Loss by Theft or Straying - If your pet is not found, despite all efforts, they will refund the purchase price.
Holiday Cancellation Cost - If your pet has urgent surgery or goes missing up to 7 days before or while you are away

Rabbits

Vets Fees - For illness and injury, including hospitalisation, referral and complementary medicines.
Boarding Fees - Or homecare with a friend if you are hospitalised for more than 4 days.
Advertising and Reward - If your pet gets lost or stolen, insurethelot.co.uk will pay for local newspaper advertising and a reward.

InsureTheLot - Questions and answers

Q. What level of cover is offered on Insurethelot?
A. The plans available on Insurethelot offer alternative levels of cover. "Lifetime Budget" is offered by Petplan. This means that as long as you renew your policy each year, your maximum veterinary fees benefit is reinstated at each renewal. Therefore if your pet develops an ongoing condition you can go on claiming right into the pets old age. "Pet Cover" is offered by DBI. This offers cheaper premiums but you are limited to claiming only up to the maximum benefit and only for a period of 12 months from the outset of the condition."

Q. If I apply for pet insurance, when does cover for my pet begin?
A. Cover for injury starts as soon as you complete your on-line purchase. Cover for illness starts 14 days after your attachment date as shown on your Certificate of Insurance

Q. What is a claim excess?
A. A claim excess is the amount that you pay towards the cost of treating each illness or injury during the period of cover and is not related to any other illness or injury treated during the same period of cover.

Q. Are there any age restrictions on starting a new policy?
A. You can insure your pet from 8 weeks to their 8th birthday. If you are insuring one of the Select breeds or a rabbit you must insure your pet by their 5th birthday.

Q. What is a select breed dog?
A. Just as some dogs cost more to feed, their veterinary care costs more too. Therefore the following breeds incur a supplementary premium - Bulldog, Beauceron, Deerhound, Dogue de Bordeaux, Great Dane, Irish Wolfhound, Leonberger, All Mastiff Breeds, Mountain (Bernese, Estrela and Pyrenean), Newfoundland, St Bernard, Old English Sheepdog and Rottweiler.

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